well dear Henry it seems Jimmy Carter and Bill Clinton brought in policies that were highly commendable and must have worked well for years...untill someone decided banks and mortgage lenders should be de-regulated ( who was that ?).
Mind you I'm not really a Bill Clinton fan although he is agreat smoothy..the silly "three strikes and your out" that jails too many Yanks and his decimation of Social Security which was in line with Reaganomics.



